Q: My friends and I all make resolutions on January 1st but most of us don’t end up sticking to them. I’ve made the resolution to get my finances in order but I’m afraid that I’ll end up like most people at this time of year, hoping for the best but not doing anything about it. How do I turn...

Did you make any resolutions this year? Many people plan to shed the extra pounds that are dragging them down – but does that include weight from bad debt? It’s amazing how heavy a maxed out credit card can feel! If you want to shed your debt weight and improve your financial health with a plan...

Q: My wife and I have good incomes and together we’re able to support our family. We think we make pretty good choices with our money, but we never seem to get ahead. Now I’m hearing reports that 2012 will be an expensive year. I don’t know how this year could be any worse than last year, so if...

Q. My resolution to pay off my credit cards in 2011 only lasted until March when my car died and I had to use a credit card to cover the repair costs. It seems that there’s always something that stops me from getting ahead. What can I do to start the New Year off right? -- Be Realistic - Shedding...

Q: I’m a little behind on my bills because I’ve had to sink money into fixing my truck. A lot of dealerships are clearing out their inventories right now and offering great deals and low payments on new vehicles. They can also include funds in the loan that I can use to pay off my credit cards. Is...