MyMoneyCoach Blog
most popular blog posts
- 5 Money Saving Tips for a Single Person Grocery Budget
- Soft vs Hard Credit Check in Canada: Credit Rating Impact & Common Questions Answered
- How to Overcome 8 Sources of Financial Problems & Difficulties
- Financial Hardship Reasons for Unlocking Locked In RRSP
- What are Fixed, Savings and Variable Costs and Expenses, and How Will They Help Me Learn How to Budget My Money Properly?
the latest
from our blog
Envelope Money, Can It Help You Budget?
You’ve probably seen the cash stuffing videos — colourful binders, labelled envelopes, crisp bills being counted out. But here’s the thing: envelope money isn’t new. It’s a proven budgeting method your grandmother probably used too. Here’s a clear-eyed look at what it is, why it actually works, and how to set it up yourself.
How to Consolidate Credit Card Debt in Canada
Juggling multiple credit card payments with high interest rates can feel like you’re working hard but never getting ahead. The good news is that Canadians have several real options to consolidate credit card debt into one manageable payment and start making genuine progress. This guide breaks down every option clearly, so you can choose the right path for your situation.
Advice on Saving Money: Tips for Canadians
Saving money can feel out of reach when everyday costs keep climbing. But you don’t need a big income or a perfect budget to make real progress. With a few practical habits and a clearer picture of where your money goes, Canadians at any income level can start building a stronger financial future. Here’s how.
Best Ways to Pay Off Debt: Strategies That Work
Carrying debt and feeling like you’re getting nowhere? You’re not alone, and you’re not stuck. There are proven strategies that Canadians use every day to pay off what they owe, including a couple of powerful methods that could save you thousands in interest. Here’s how to find the approach that works best for you.
Zero Based Budgeting: Give Every Dollar a Job – How It Works and Why It Changes Everything
Ever wonder where your paycheque goes before the month is even over? Zero based budgeting puts you back in charge by giving every dollar a specific job before you spend it. It’s one of the most effective ways Canadians can take real control of their money, and it’s simpler to set up than you might think.
7 Smart Money Moves for 2026
Kickstart your new year with smart money moves. Learn practical tips to help you build a budget, save for the future, and pay down debt. Discover how to set achievable financial goals, track your spending, and create an emergency fund to stay ahead. With these simple strategies, you’ll feel confident, in control, and ready to make the most of your money and your financial future.
Are You In An Unhealthy Relationship — With Your Finances?
This time of year can be a great month to “check in” on the relationships in our lives to ensure they’re stable, healthy, and on track. While you may do this with family, friends, and colleagues, there is one relationship check-in that you might be missing. How is your relationship with your money doing?
Dawn of Your Golden Years, 5 Steps to Take as You Prepare for Retirement
The start of a new year is a great time to think about preparing for retirement. RRSP contributions you make during January and February can be used in the current or previous tax year, wherever it’s most beneficial for you. But when retirement is looking over the horizon, any month is a good month to . . .
Fitness Goals for 2025: How Much Are They Costing You?
What are the most popular goals for 2025? Unsurprisingly, fitness goals, weight loss, and healthier eating are some of the most common New Year’s resolutions. There’s nothing like a brand-new year to bring about some self reflection and self improvement. But in that first rush of post-holiday, “new year, new me” enthusiasm, it can be . . .
How to Manage Christmas and Holiday Stress
Moving through this “merry” month, you may be juggling a variety of holiday tasks and projects, but what about managing your Christmas and holiday stress levels? A recent survey from Angus Reid* reports that Canadians are feeling the holiday stress; half (53%) say this year feels more emotionally stressful than past holiday seasons. Meanwhile . . .
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