Follow Us On
Are You Looking for Debt Relief or Debt Solutions?
Here is Where You Can Get Help with Your Debts
Many people face financial challenges at some point in their lives. If you are struggling to pay your debts, you are not alone, but it is very important that you do something about your situation as soon as possible. Fortunately, in Canada there are many non-profit organizations that specialize in helping consumers who are experiencing debt problems.
Non-profit credit counselling organizations help thousands of Canadians each month with their debt and credit issues. You can speak with a Credit Counsellor in person or over the phone, usually for free or for a very low cost. A Credit Counsellor will help you by reviewing your situation; they help you explore different options and then help you work towards a solution. All information you share with a Credit Counsellor is kept completely confidential.
A critical step in helping you turn your situation around is having a budget that allows you to meet all of your obligations. A trained Counsellor will help you develop a realistic budget. Through a non-judgmental assessment of your situation, your Credit Counsellor will also offer you guidance and identify additional options to help you resolve your situation.
Your creditors want to see you deal with your situation. With a proper plan in place, they are more likely to be receptive to giving you time to repay your debts. One of the main benefits of working with an accredited, non-profit credit counselling organization is that creditors recognize their structured repayment programs as successful alternatives to bankruptcy. If you require additional services that a Credit Counsellor is unable to provide, they will refer you to a qualified professional in your area.
List of Canadian Non-Profit Credit Counselling Services
If you need debt help, call the not-for-profit organization in your province for assistance.
British Columbia
Alberta
Saskatchewan
Manitoba
Ontario
- Credit Counselling Society
- 1000 Islands Credit Counselling Services
- Community Counselling and Resource Centre - Peterborough