What Are Your Bad Habits Really Costing You?

Ways you can stop wasting money on bad habits.We all like our habits. In fact, people in general are known to be creatures of habit. You can likely list off a few of your own habits, good, and well, not so good. We all have them, and the difference between engaging in what might be deemed a bad habit occasionally, versus on an ongoing basis, that’s where the implications reveal themselves. 

If you’ve ever tried to break a habit, as a New Year’s resolution or anytime throughout the year, you know how hard it can be. But taking it one step further, have you ever considered the long-term financial consequences to your spending habits, and that you could inadvertently be putting your dream home or another financial goal out of reach? See what you may be missing out on.

6 Smart Money Tips for the Holiday Season

Smart tips and advice for the Christmas holiday season.Does it seem like the Christmas and holiday shopping season started earlier this year than it normally does? I wonder if it’s because more Canadian retailers followed the Americans with their Black Friday deals and hype. Regardless of the reason, the stress can max out your credit cards fast. Take back control of your holiday season by slowing things down. Create a plan and don’t worry that Christmas is only a few weeks away. A short plan is better than no plan.

However, before you start planning, you need to figure out what to plan for. That is where many people run into problems - where do you start figuring out what you need to include in your plan? Find out more.