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october 2015


learn how to make smarter choices with your money

6 Things Millennials Can Do to Buy a House within the Next Decade

How to buy a house within the next decade.There’s been a lot of concern in the news lately that Millennials are finding it difficult to purchase a home and that home ownership may not be possible for this generation without family help. This is not a unique situation but a common concern that has been raised over the years with different generations. While it may not be possible for the majority of adults in their 20’s to mid-30’s to afford a single detached home in Vancouver or Toronto without family help, home ownership in different forms (condos, townhomes) and nearby locations is possible with a solid game plan.

If you’re serious about owning your own home within the next 10 years, here are 6 must do action items to turn your dream of home ownership into a reality.


I Just Got Paid, But Where Did My Money Go? 5 Steps to Help Track Your Spending

A dollar sign tap leaking money.Q: I don’t live an extravagant lifestyle, yet every time I get my credit card bills and bank statements I’m always surprised by how much I’ve spent. I pay all of my bills off in full every month but I can’t help thinking that I should be putting more into savings. How can I get a better handle on where I’m spending my money?

A: Spending our hard-earned cash is all about making choices, and even though we might not consider our spending to be lavish or extravagant, it all adds up.

To get started with figuring out where your money is going, here are 5 things that will make it easier.


Money Making Tricks to Offset Your Mortgage

Someone's home that could be used to generate extra income.For most people, their mortgage is their biggest monthly expense. Wouldn't it be nice, though, to ease the burden a bit? Maybe this will help. Here are five ideas that could possibly generate some extra income each month to help out with the mortgage payment. If any of these are a good fit for you, they have the potential to be fun too! Take a look . . .


5 Money Saving Tips to Survive a Recession

Recession proofing your personal finances.A recession is something beyond our control, but what we can control is how we respond and prepare for a financial recession.

Taking precautionary measures to protect your finances and having some money saving tips under your belt can make a world of difference, so that when worse comes to worse, you'll know how to survive a recession.

So before the next financial downturn hits, here are steps you can take now to recession proof your finances.


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Upcoming Webinars


75 Ways to Save on Household Expenses

 Dec 1, 2015


Ending the Financial Feud - Couples & Money

 Dec 17, 2015


Let's Talk Credit

 Nov 17, 2015

 Dec 9, 2015


Budgeting 101: 6 Easy Steps to Manage Your Money

 Dec 4, 2015


Cautious Consumerism

 Nov 27, 2015


Raising Financially Fit Kids

 Nov 19, 2015

 Dec 15, 2015


Organize Your Finances in 1 Month

 Dec 4, 2015


Retiring Without Debt

 Nov 5, 2015


Food & Finance

 Nov 25, 2015


Irregular Income

 Nov 23, 2015


Living on a Fixed Income

 Oct 30, 2015

 Dec 5, 2015


Planning for Post Secondary School

 Oct 28, 2015


Planning for Your New Arrival

 Nov 12, 2015


Budget Breakers

 Dec 7, 2015


Beyond the Piggy Bank

 Dec 3, 2015


More Webinars


Smart Money Tip


Real people divulge 28 ways they waste money, and how you can avoid their mistakes. Check out their tips




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are educational outreaches of the Credit Counselling Society, a non-profit service.


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