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Are You Looking for Debt Relief, Help with Debts, or Workable Solutions?

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If you are in need of debt relief, help with your debts, or solutions to debt problems, you are not alone. Many people face financial challenges at some point in their lives. If you are struggling to pay your credit card debts or any other debts, it is very important that you do something about your situation as soon as possible. Fortunately, in Canada there are many non-profit organizations that specialize in helping consumers who are experiencing debt problems.Where to get debt help, relief, and solutions for financial problems.

Non Profit Credit & Debt Counselling - Confidential Financial Review and Debt Relief Plan

Non-profit credit counselling organizations help thousands of Canadians each month with their debt and credit issues. You can speak with a Credit Counsellor in person or over the phone, usually for free or else at a very low cost. A Credit Counsellor will help you by reviewing your situation. They help you explore different options and then help you work towards a solution. All information you share with a Credit Counsellor is kept completely confidential.

Create a Personal Budget to Pay Off Debts - Professional Budgeting Help

A critical step in helping you get out of debt is to create a personal budget that allows you to meet all of your obligations. A trained Counsellor will help you develop a realistic budget. Through a non-judgmental assessment of your situation, your Credit Counsellor will also offer you guidance and identify additional debt solutions to help you resolve your situation.

Creditor Approval of Debt Management Programs

Get help from a Non Profit Credit Counselling Organization

Your creditors want to see you deal with your situation. With a proper plan in place, they are more likely to be receptive to giving you time to repay your debts. One of the main benefits of working with an accredited, non-profit credit counselling organization is that creditors recognize their structured debt management programs as successful alternatives to bankruptcy. If you require additional services that a Credit Counsellor is unable to provide, they will refer you to a qualified professional in your area.

List of Canadian Non-Profit Credit Counselling Services

These credit counselling organizations all have positive reviews, proven track records and many have even won the Consumer's Choice Award for outstanding service.

If you need debt help, call the not-for-profit organization in your province for assistance. For your convenience, the Credit Counselling Society offers debt relief throughout much of Canada. Here are their locations:


British Columbia

  Potential debt help, interest relief, and debt solutions through credit counselling.
  To explore all your options to get your finances back on track, sit down with a non-profit Credit Counsellor either in person or over the phone. Appointments are usually free and non-judgmental, and they are always completely confidential. Non-profit Credit Counsellors are in your community to help you. Take advantage of that help.




Yukon, Northwest Territories and Nunavut


Here are other non-profit Canadian organizations who can help you too. They are listed by province for your convenience:

Nova Scotia

New Brunswick

Prince Edward Island

Newfoundland & Labrador


Contact Us for More Information About Debt Relief

If you require more information about debt relief please contact the Credit Counselling Society at 1-888-527-8889, email or hop into the online chat to speak with someone right away. Someone will be happy to assist you with your questions.

For more information, please view our main page about debt relief covering the following topics:

  • Tips on how to optimize and save money
  • How to lower your interest rate
  • Tips on how to get out of debt
  • Debt consolidation tips
  • How to find the right mortgage and apply for it
  • Government and student debt forgiveness