How to Reduce Your Credit Card Debt in 2021 | MyMoneyCoach Newsletter - January 2021

January 2021

Learn how to make smarter choices with your money.

How to Reduce Your Credit Card Debt in 2021

With 2020 behind us, many of us have set goals to regain stability in our lives. If one of your goals for 2021 is to improve your finances, then eliminating or reducing your credit card debt is one of the best ways to achieve that goal.

From digging through your statements to figure out where you’re spending your money, being realistic with what you can achieve in 12 months, and finding the best strategy to deal with your credit card debt once and for all, here are some key steps to take towards your goal. Read more...

6 Ways Meal Planning Will Save You Money

Meal planning is one of the best things you can do to save money in your budget. And if you have a goal to make healthier eating choices, it could help with that too! It might seem like a lot of work to plan everything you need for meals, snacks, and drinks ahead of time, but if you're trying to balance your budget, don't knock it before you try it. When you're new to meal planning, start by planning ahead for 2-3 days out of your week, and add more days as you get better at it.

Not convinced? Here are 6 reasons why you’ll come out ahead. Read more...

4 Common Debt Consolidation Mistakes & How to Avoid Them

When it comes to dealing with your debt, it can be hard to find the right solution that will benefit you in the long run, not just help you get some breathing room with your payments right now.

In their quest to make managing their payments easier, many people turn to debt consolidation. But did you know that there are several different kinds of debt consolidation? Some mean borrowing more money, others consolidate your payments so that you can work within your budget.

Here are 4 pitfalls to watch out for, and what to do instead. Learn more...

Your Health and Well-Being is More Important Than Your Credit Rating

We all know that having good credit is important, but when life gets stressful, it can be hard to keep your worries about your credit rating at bay. Protecting your credit rating, however, shouldn’t come before maintaining your health and overall well-being. And that includes keeping your stress level manageable.

From finding a new normal to building a budget, spending within your means, using cash rather than credit, taking care of your regular bills, and more – there are a lot of things you can do to keep your credit rating humming along and ready for recovery as soon as your situation improves. Read more...

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