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3 Secrets to Paying Off Credit Cards Fast
 Does it feel like you're the only one who struggles with credit card debt? There's no secret club that teaches you about the costs of credit and debt, and many people, unfortunately, find out the hard way how to deal with it.
Here we share 3 top secrets to make it easier for you to reach your goals, including what happens to points if you get behind.
Credit card debt is expensive and finding ways to pay it off as fast as possible benefits you and your future. Learn how to do this.
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There's So Much to Lose If you Don't File Your Taxes
How Filing Your Taxes Can Benefit Your Budget
 A few years ago my husband became quite ill right at tax time. Juggling his needs, taking care of our kids and still keeping up with work didn’t leave time to get our taxes filed on time. We had never filed late, but that year it couldn’t be helped.
I had someone do enough of our return to know that we wouldn’t owe any money, but then she put it aside until later in the year when I gave her the rest of the paperwork. If this had happened to us this year, or if you’re trying to decide if it’s worth filing your income taxes on time, let me assure you that it was a real eye-opener for us to see what you can lose if you don’t file, or what benefits get delayed when you file late.
Here’s what could be at stake if you file late or not at all (this link will take you to the blog on NoMoreDebts.org)
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Use an Income Tax Refund to Pay Debt or Save for Emergencies
 No matter if your refund is only several hundred dollars, or as much as several thousand dollars – plan how best to use the money to pay debt or add to your savings, before it leaks out of your bank account and you’ve got nothing to show for your hard earned cash.
Paying down your mortgage, credit cards or other debts or setting money aside for savings are great options for an income tax refund. The right solution will depend on your overall financial situation.
Here are some things to consider as you plan ahead...
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Budgeting 101
March 16, 2019
March 20, 2019
March 26, 2019
The Truth About Credit
March 25, 2019
April 15, 2019
Living Well on a Retirement Income
March 21, 2019
April 4, 2019
10 Steps to Retire Without Debt
March 22, 2019
May 29, 2019
Death, Taxes and Beyond
March 26, 2019
April 9, 2019
75 Ways to Save on Household Expenses
April 6, 2019
April 29, 2019
Cautious Consumerism
March 16, 2019
April 6, 2019
Food and Finance
March 20, 2019
April 3, 2019
Couples and Money
April 16, 2019
May 22, 2019
Irregular Income
April 27, 2019
May 13, 2019
Vacations on a Budget
April 10, 2019
May 4, 2019
Raising Financially Fit Kids
April 25, 2019
Cent$ible Celebrations
April 2, 2019
May 14, 2019
More Webinars
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"I have found that if a young person understands that the same amount of money they pay every month for a minimum payment on their credit card could potentially make them a millionaire by the time they reach 65, they might think twice about using that credit card." - Doug Borkowski, Director of Iowa State University's Financial Counseling Clinic
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This newsletter and MyMoneyCoach.ca are educational initiatives of the Credit Counselling Society, a non-profit service.
To make a free appointment to speak with one of our money coaches call:
1-888-527-8999
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