Whether it’s a financial crisis caused by a forest fire, a flood, or a more common crisis like unemployment, unexpected emergencies happen and usually at the worst possible time – or so it seems. The best way to manage through a financial emergency is to follow the motto of the Boy Scouts "Be prepared." This means having a well thought out emergency plan to minimize any potential risks. To help you get through an unexpected crisis, we've outlined a number of action steps to take.

How Much Rent Can I Afford?

When you want to stand on your own two feet, moving out on your own is a big step. Becoming financially independent of your parents and taking full responsibility for your own financial wellbeing doesn’t have to be as daunting as it may seem. To make this a positive and lasting experience, there are a number of factors to consider before making your big move – and number one on the list is determining how much rent you can afford. Find out how to figure this out and what else you need to know.

5 Credit Card Mistakes That Can Ruin Your Credit Rating

Credit cards can be your friend or foe. It all depends how you use them and your overall financial situation. Life can also throw us curve balls sometimes. To make sure we’re prepared for the unexpected, it’s wise to take steps to maintain a positive credit rating and avoid common credit card mistakes. Here are five ways people can damage their credit rating when using credit cards.

Do You Collect Credit Card Reward Points? 4 Ways to Tell If It's Worth It for You

Love your reward credit cards? Do you know if collecting the points is worthwhile for you? Whether you collect travel or merchandise points or simply cash back, depending on how you use your card, you may not be getting the biggest bang for your buck.

When credit cards first came out with points that rewarded you for using your credit card, many people saw it as the ultimate way to get free stuff. And that’s how it can work if you know your prices, stick to a spending plan, don’t carry a balance and really understand how the points programs work.
Here are 4 circumstances that make using reward credit cards worth it...

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Smart Money Tip

If you haven't made any plans yet to get away this summer and are wondering what to do that's affordable and close to home, here are some ideas to get you thinking.

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