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july 2017

learn how to make smarter choices with your money

Could You Survive a Financial Emergency Like a Forest Fire

Survive a financial emergency like a forest fire.Whether it’s a financial crisis caused by a forest fire, a flood, or a more common crisis like unemployment, unexpected emergencies happen and usually at the worst possible time – or so it seems. The best way to manage through a financial emergency is to follow the motto of the Boy Scouts "Be prepared." This means having a well thought out emergency plan to minimize any potential risks. To help you get through an unexpected crisis, we've outlined a number of action steps to take.

How Much Rent Can I Afford?

How much rent can I afford.When you want to stand on your own two feet, moving out on your own is a big step. Becoming financially independent of your parents and taking full responsibility for your own financial wellbeing doesn’t have to be as daunting as it may seem. To make this a positive and lasting experience, there are a number of factors to consider before making your big move – and number one on the list is determining how much rent you can afford. Find out how to figure this out and what else you need to know.

5 Credit Card Mistakes That Can Ruin Your Credit Rating

Damaged credit rating.Credit cards can be your friend or foe. It all depends how you use them and your overall financial situation. Life can also throw us curve balls sometimes. To make sure we’re prepared for the unexpected, it’s wise to take steps to maintain a positive credit rating and avoid common credit card mistakes. Here are five ways people can damage their credit rating when using credit cards.

Do You Collect Credit Card Reward Points? 4 Ways to Tell If It's Worth It for You

Credit card rewards.Love your reward credit cards? Do you know if collecting the points is worthwhile for you? Whether you collect travel or merchandise points or simply cash back, depending on how you use your card, you may not be getting the biggest bang for your buck.

When credit cards first came out with points that rewarded you for using your credit card, many people saw it as the ultimate way to get free stuff. And that’s how it can work if you know your prices, stick to a spending plan, don’t carry a balance and really understand how the points programs work.
Here are 4 circumstances that make using reward credit cards worth it...

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Live Workshops

If your organization or community group would like a workshop for your members, contact our Education Team.

Upcoming Webinars

Ending the Financial Feud - Couples & Money

 Aug 28, 2017

 Sep 9, 2017

Raising Financially Fit Kids

 Aug 12, 2017

 Sep 27, 2017

Fresh Start: Debt in the Rear-View Mirror

 Sep 25, 2017

Budgeting 101: 6 Easy Steps to Manage Your Money

 Aug 10, 2017

 Sep 20, 2017

Irregular Income

 Aug 17, 2017

 Sep 13, 2017

Budget Breakers

 Aug 9, 2017

 Aug 26, 2017

75 Ways to Save on Household Expenses

 Aug 15, 2017

 Aug 26, 2017

The Truth About Credit

  Aug 12, 2017

  Aug 16, 2017

Food & Finance

  Aug 21, 2017

  Sep 7, 2017

Borrowing 101:

Financing Basics

  Aug 23, 2017

Cautious Consumerism

  Aug 29, 2017

  Sep 9, 2017

Christmas Without Credit

  Aug 3, 2017

Retiring Without Debt

 Sep 23, 2017

Living Well on

Retirement Income

 Sep 5, 2017

Vacations on a Budget

  Aug 29, 2017

More Webinars

Smart Money Tip

If you haven't made any plans yet to get away this summer and are wondering what to do that's affordable and close to home, here are some ideas to get you thinking.


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are educational outreaches of the Credit Counselling Society, a non-profit service.

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