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Where Do You Find the Money to Achieve a Financial Goal?
 Question: I set a goal to save up $3,000 by the end of the year and get away to somewhere warm next January. After 3 months I have only managed to save $500. By the time I pay my bills and set some funds aside for spending there isn’t a lot left over to save. I’m single and while rent is expensive in Vancouver, I make a reasonable salary and should be able to accomplish this goal. I’m so frustrated, what am I doing wrong? ~Manjit
Find out what Manjit could try and see if it would work for you
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The One Lifestyle Change That Allowed Me to be a Stay at Home Mom
 "This expense was "eating" up a huge chunk of our monthly budget - and we had no idea! With this one change we were able to save enough money to live comfortably on one income so I could be a stay at home mom."
Even if being a stay at home mom or dad isn't on your to-do list, this savings tip is a great one if you haven't fully explored this area of savings yet.
See how Stacey managed to save so much money
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Is There Such a Thing as Good Debt & Is Living Debt Free Realistic?
 With all the financial pressures people experience today, living without debt may seem difficult or unavoidable at times. If you do decide to go into debt, it’s wise to be aware of the difference between good debt and bad debt, how to avoid bad debt situations, and how to live a rich life without debt.
Learn how to do this
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We came across this story on the Save to Splurge blog and thought it might encourage a lot of people:
How I Got Into the 800 Credit Score Club
 On the surface, this may seem like a remarkable story of how a 26 year old managed to get an exceptionally high credit score. However, as she deconstructs her story and explains the key factors that pushed her to the top, you’ll quickly see that this is something you can do too.
See what it takes to join the super high credit score club
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Ending the Financial Feud - Couples & Money
Jun 25, 2016
Raising Financially Fit Kids
May 30, 2016
Budgeting 101: 6 Easy Steps to Manage Your Money
May 19, 2016
Jun 6, 2016
Irregular Income
Jun 3, 2016
Beyond the Piggy Bank
May 10, 2016
Budget Breakers
Jun 20, 2016
75 Ways to Save on Household Expenses
Jun 22, 2016
Let's Talk Credit
Jun 1, 2016
Jun 25, 2016
Food and Finance
Jun 13, 2016
Financing Basics
May 26, 2016
Homeowner Basics
Jun 28, 2016
Organize Your Finances in 1 Month
May 14, 2016
Cautious Consumerism
Jul 23, 2016
Retiring Without Debt
Jul 5, 2016
Christmas Without Credit
Jun 29, 2016
Living on a Fixed Retirement Income
Jun 23, 2016
More Webinars
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The Half Payment Method - If you often find you're struggling to scrape together the money you need each month to pay your bills, try this half payment method. For some people, it solves the problem.
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This newsletter and MyMoneyCoach.ca
are educational outreaches of the Credit Counselling Society, a non-profit service.
To make a free appointment to speak with one of our money coaches call:
1-888-527-8999
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