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november 2017


learn how to make smarter choices with your money

25 Tips to Save Money Grocery Shopping on a Budget


Have you noticed how much of your overall budget you spend on groceries? Grocery shopping is a significant expense for most families and households, but there are ways to make it more affordable.

Here are 25 tips to save money on groceries when you're shopping with a budget.


Is Winning the Lottery Part of Your Financial Plan?


When you hear that the lotto jackpot is bigger than usual, do you buy an extra ticket? Maybe you’re someone who doesn’t normally buy lotto tickets, but when the jackpot is that big, it’s hard not to wonder what it would feel like to win that much money. Could it be a dream come true?
There's a lot you could buy with $50 million - more than most people can truly imagine. However, before you get swept away dreaming about all of the possibilities, consider this one last story to see how your lucky numbers stack up and if banking on a win is a sound financial strategy... Learn more


Tips & Tools to Track Your Money & Spending


When you think of tracking your expenses, what comes to mind first? Do you dread the thought of having to write down every penny you spend? Or maybe you’re curious about where your money is going?
Tracking your spending can be as easy or as hard as you make it, but when you're trying to get on top of your money and debt, the pay off for doing it is huge!


Click here for tips and tools to help you see where your money is going.



Use the LEGO Strategy to Tackle Debt

5 Steps to Get Out of Debt by Paying Attention to the Small Things


Big projects are always easier when we break them down into small, doable tasks. Whether we’re cleaning the garage, completing an assignment or constructing a Lego masterpiece.


Debt Solutions   |   Education   |   Financial Strategies


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Upcoming Webinars

Budgeting 101: 6 Easy Steps to Manage Your Money

 November 22, 2017

 December 4, 2017


The Truth About Credit

 December 9, 2017

 December 11, 2017


Budget Breakers

 November 23, 2017

 December 8, 2017

 December 14, 2017


Retiring Without Debt

 November 20, 2017


Living Well on a Retirement Income

 December 5, 2017


Raising Financially Fit Kids

 December 6, 2017


75 Ways to Save on Household Expenses

 November 18, 2017

 November 22, 2017

 December 9, 2017


Conscious Consumerism

 December 2, 2017


Vacations on a Budget

 November 18, 2017


Food and Finance

 November 25, 2017

 November 28, 2017

 December 2, 2017


Couples and Money

 November 25, 2017

 November 28, 2017

 December 7, 2017


Irregular Income

 December 12, 2017


Christmas Without Credit

 December 4, 2017


More Webinars


Smart Money Experience


“I had never tracked or budgeted before. After attending my first webinar I began to see the value in doing so. It has given me more control of my spending and more confidence in resolving my financial situation.”  - Cathy




This newsletter and are educational outreaches of the Credit Counselling Society, a non-profit service.


To make a free appointment to speak with one of our money coaches call:




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