5 Money Tips People Wish They'd Known When They Were Younger

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december 2015

learn how to make smarter choices with your money

5 Personal Finance Tips Most People Wish They’d Known When They Were Younger

There are many things a lot of us wish we had known and understood when we were younger: things like don't use credit cards for borrowing money or don't bother with the flashy new car, get a house instead.

Here's our list of things a lot of people wish they knew when they were much younger.

How to Save Money and Plan Ahead for Christmas Shopping & Holiday Spending

Whether you and your family stay close to home, enjoy winter recreation activities or plan a sunny get-away, Christmas and the winter holiday season can be an expensive time of year.

Saving money, planning ahead, and being a savvy shopper will help you to survive and thrive financially. Here are money management tips you won't want to miss!

Santa's Secrets for Avoiding Christmas Credit Card Debt

Nothing will ruin Christmas and holiday memories faster than a debt hangover in January. Even if you leave your shopping until close to the end, it’s not too late to make a holiday spending plan – before you hit the stores, that won’t max out your credit cards. Read on for some quick tips on how you can avoid holiday debt this year.

How to Stop Living Pay Cheque to Pay Cheque & Prepare Financially for Life’s Emergencies

Question: My brother and his wife have gone through a really tough year. First he was laid off from his job and then their youngest child got sick and required a lot of overnight trips to the hospital for treatment as they live out of town. During this time their credit cards took a real beating. He’s back to work now and thankfully their son has fully recovered, but it’s going to be a very long time before they recover financially. This could just as easily happen to me and my family because for the most part, we are living pay cheque to pay cheque. It got me thinking what I would do, besides panic, if an unexpected life event or financial emergency was staring me in the face. I need to take this seriously and could use your help to map out a plan to protect my family. ~Kyle